Trust@US

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@UCLA Campus, took on the way to class this morning

Several days ago, I received my BOA credit card and check book from BOA after I opened the bank account there. I was very excited to receive my personal check book from the bank as this is maybe the first time in my whole life to receive my check book, which means I could write a check to someone else or to pay for shopping, is that sound cool for most people who may never see a check in their own country as they may be not a financial guy.

Well…that’s exactly just what I felt when I received the check book. So I just took a photo of my check book and posted on the Wechat ( a Chinese application similar to whatsapp or line). Just for a while, my friend on wechat sent me message to told me that it is dangerous to do that as people could use the information on the check book to pay their own bill……..only at that moment, I found that on the check book there are lots of personal information and also the bank information on it, just like, your name, address,rooting number, checking account number. But I still wondered if people could use the rooting number and checking account number to pay their own bill…..do that sound not logical..as whenever you write a check to other people, they will know the information, how could you make sure the information wouldn’t spread or you would never lose your check. If such dangerous, why in US, the bank still keep the check and people in U.S. still love to use checks.

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